“The more digital the service, the more pronounced the exclusions”
14. January 2026
Online banking and paying by card or smartphone are becoming increasingly widespread. While convenient for many, it also has a
Online banking and paying by card or smartphone are becoming increasingly widespread. While convenient for many, it also has a
Severin Irl is passionate about islands. Since 2018, he has held the professorship for Biogeography and Biodiversity at Goethe University
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